2015/02/24

It's Such a Dilemma!

While I passed my test back in October, I've still been riding around on a YBR125. And the reason I even have one is due to my own impatience... because I bought it in the September, when I already had my module 1 booked. I was just getting stupidly itchy to be on a bike.

How does this lead to a dilemma? Let me slowly explain...

I bought the bike on finance, and part of that agreement is that you aren't allowed to sell on the bike until the finance is cleared. This didn't bother me at the time, as I had planned to stick to a 125cc for a year, to "cut my teeth" properly, so to speak.
It's now been 5 months, and I want on to my bigger bike now! There's only so much I can take being unable to safely use a motorway or higher speed dual carriageway.

So, I've been searching for an XJ6N, which is affordable. And, I've found a couple.
My problems arise in that, if I wait, I can pay off the YBR faster by doing lump sums in to the account, but that leaves me 'stuck' with it for longer.
I could put it up for sale, and if it gets interest quickly, I could use my next wages to pay it off - but it would have to sell, or I'd be a bit stumped with money.
Or, I could say 'fuck it' and buy the XJ6 anyway, giving me 2 bikes for a short spell. But I don't know how that would go with insurance and whether I could afford to in the longer term [I have money for a rainy day right now]

Gah!

Also, the weather is meant to be crap this weekend...

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